Universal Payments

Atomic Powered

BXNK delivers a full-stack financial platform that makes global payments instant, borderless, and compliant
powered by our Atomic Protocol and Fixed Currency Liquidity Pools.

Hero User

Join BXNK Universe

Hero LineHero LineHero CircleMobile Screen
Hero Flotting
Hero Flotting
Client LogoClient LogoClient LogoClient LogoClient LogoClient LogoClient LogoClient Logo
Client LogoClient LogoClient LogoClient LogoClient LogoClient LogoClient LogoClient Logo

The Market Opportunity

Total Cross-Border Flow

$190T+

6% CAGR

SWIFT still settles T→2-T5 for >40% of traffic

B2B Shares

$34T+

5.9% CAGR

Working-capital drag & FX spread avg. 2.3%

Stable-coin settlement volume

$11T+

5.9% CAGR

Already rivals Visa's annual TPV

Global crypto owners

$562M

17% CAGR

Mass-market addressable base. Mass-market addressable base

Merchants accepting BTC

~30K

Adoption growing double-digits YoY

The BXNK Advantage

Fixed Currency Pools

Fixed Currency Pools

Each pool is tied to a single fiat or digital asset, eliminating conversion risk and ensuring long-term stability.

Atomic Protocol

Atomic Protocol

Transactions settle securely and instantly across currencies and payment rails, providing unmatched speed and reliability in global transfers.

Zero Slippage

Zero Slippage

Pool-to-pool transfers completely remove foreign exchange drag, ensuring predictable settlement amounts for every transaction processed globally.

Compliance Built-In

Client Segregation

Every client operates with dedicated sub-accounts, enhancing transparency, improving fund security, and enabling clear operational audit trails.

Compliance Built-In

Compliance Built-In

Automated AML, KYC, and KYB processes with continuous risk monitoring ensure all transfers meet evolving regulatory standards.

Scalable Infrastructure

Scalable Infrastructure

The system allows adding new pools, currencies, and jurisdictions on demand, supporting seamless business growth and expansion.

How It Works

Fixed Currency Liquidity Architecture

BXNK uses dedicated, single-currency pools (USD, EUR, GBP, JPY, AED, and digital equivalents like RLUSD, Digital AED, Digital Yen) to eliminate conversion risk. Direct transfers between pools ensure instant movement without FX drag.

Atomic Protocol Settlement

Settlement on the BXNK Protocol is atomic, secure, and encrypted. Instant webhook notifications confirm incoming funds, and API access allows for direct withdrawals. Every step is encrypted and trackable, ensuring speed, transparency, and compliance.

Mobile Screen

Who We Serve

Institutions & Enterprises

Institutions & Enterprises

Banks, Fund Managers, Corporates streamline treasure flows and settlements.

Fintechs & Wallets

Fintechs & Wallets

Scale on/off ramps, stable coin payouts, and instant settlements.

B2B

B2B

Enable multi-currency global payments with fast settlement and liquidity access.

Core Use Cases

Fiat To Crypto

Users can instantly convert local, traditional currencies into digital assets and stable coins using dedicated pools, enabling rapid entry into the blockchain ecosystem.

Use Cases
Crypto To Fiat

Crypto To Fiat

Seamlessly settle stable coins and other digital assets directly into corresponding fiat currency pools, ensuring zero conversion risk or foreign exchange drag.

Crypto To Fiat
Fiat To Fiat Cross Border

Fiat To Fiat Cross Border

Facilitate instant transfers of traditional currencies between geographical locations by moving value directly between our dedicated fiat pools, bypassing traditional SWIFT networks.

Fiat To Fiat Cross Border

CBDC To CBDC

Enable chain-agnostic settlement for central bank digital currencies (CBDCs) and other tokenized assets, allowing efficient and compliant cross-currency transfers across various ledgers.

CBDC To CBDC

Products & Services

Evolution of Card, SWIFT, SEPA Payments

Accept Cards, SEPA and SWIFT payments with an evolutionary system that delivers instant settlement in stable coins (Ripple USD – RLUSD). We provide robust card and fiat processing with no settlement delay from the acquirer or processor. Our Liquidity Pools offer a Zero Risk strategy for merchants, Payment Service Providers (PSPs), and Financial Institutions (FI’s), eliminating typical settlement delays and risk exposure.

Evolution of Card, SWIFT, SEPA Payments
Cross Border Payments

Cross Border Payments

Send and receive payments globally without the typical delays or FX slippage associated with traditional banking. Experience instant settlement in your chosen local currencies or preferred stable coins. The system is fully compliant with all relevant cross-border regulatory standards. We use optimized routing to intelligently minimize both transaction costs and conversion fees on every transfer.

White Label Solutions

Launch your own financial services with our fully branded partner deployments. We offer SaaS portals, dashboards, and checkout modules that can be ready for deployment in just a matter of days. We provide flexible licensing models tailored for seamless integration by banks, established fintech companies, and global commerce platforms.

Yield & Liquidity Services

Yield & Liquidity Services

Leverage our services to put your idle capital to work. Our Staking-as-a-Service allows you to earn yield on idle funds held within regulated custodial pools. We offer Treasury Optimization to passively and securely monetize your treasury balances.

Right Arrow

Stacking-As-A-Service

Earn yield on idle funds in regulated custodial pools

Right Arrow

Treasury Optimization

Monetize treasury balances passively

Right Arrow

Liquidity-As-A-Service

On-demand liquidity for payouts and float

Right Arrow

Smart Routing

AI-driven lowest-cost liquidity routing

Trusted & Regulated

Trusted Icon

Licensed

Registered VASP in Poland, UAE
license in process

Trusted Icon

Secure

Enterprise-grade security and
compliance in every transaction

Trusted Icon

Always Open

24/7 settlement, no banking hours
or cut-offs

Multiple Business Models

01

B2C Direct Pool Services

Offer simple consumer-to-consumer transfers and payments, allowing individual users to easily access and move funds across currency pools.

02

B2B Pool Access

Financial institutions use BXNK pools directly for instant settlement, liquidity management, and seamless cross-border currency exchange.

03

B2B2C White-Label Pools

Deploy enterprise-grade pools branded for clients like fintech and PSPs, providing a customized platform to serve their own customers.

04

Custom Pools for Banks

Financial institutions offer their customers the full BXNK infrastructure under their brand for digital asset and stable coin services.

AI-Powered Payments for Faster, Safer & Smarter Transaction

Smart Routing

Smart Routing

AI selects the fastest and lowest-cost path

Liquidity Balancing

Liquidity Balancing

Predictive pool management ensures instant settlement

Compliance & Risk

Compliance & Risk

Adaptive fraud & AML monitoring

Always Optimizing

Always Optimizing

Infrastructure that improves with each transaction

AI Powered

Atomic Protocol Features

Performance & Scalability

Right Icon

Transaction Speed: <1s

Right Icon

Fast Throughput: 100k+ TSPT

Right Icon

Gas Efficiency: 90% lower fees

Advanced Features

Right Icon

Privacy: Zero-knowledge proofs (ZKP)

Right Icon

Governance: Full DAO governance

Atomic Protocol Features

Laptop Screen

Cross-Payment Features

Right Icon

Settlement Time: Instant (<1s)

Right Icon

Daily Volume Capacity: $10B+

Right Icon

Currency Support: 150+ fiat & crypto pairs

Compatibility & Integration

Right Icon

Blockchain Support: EVMs

Right Icon

Smart Contract Support: Full support + security

Right Icon

Developer Tools: Complete toolkit

Cross-Payment Features

Right Icon

Settlement Time: Instant (<1s)

Right Icon

Daily Volume Capacity: $10B+

Right Icon

Currency Support: 150+ fiat & crypto pairs

Performance & Scalability

Right Icon

Transaction Speed: <1s

Right Icon

Fast Throughput: 100k+ TSPT

Right Icon

Gas Efficiency: 90% lower fees

Compatibility & Integration

Right Icon

Blockchain Support: EVMs

Right Icon

Smart Contract Support: Full support + security

Right Icon

Developer Tools: Complete toolkit

Advanced Features

Right Icon

Privacy: Zero-knowledge proofs (ZKP)

Right Icon

Governance: Full DAO governance

Why Compliance Matters

Key Icon

We are EU Licensed and hold a VASP, regulated by Poland

Cube Icon

AML/KYC & KYB infrastructure across the platform.

Laptop Icon

Real-time risk monitoring and audit readiness.

UAE Icon

UAE financial license in progress.

Globe Icon

Global coverage through licensed partners.

Our Vision

Our Vision

BXNK is redefining how money moves globally with it’s Atomic protocol
infrastructure.

01 Icon

One platform for instant settlement across fiat, stable coins, and CBDCs.

02 Icon

Secure, transparent, and compliant payment rails.

03 Icon

Enterprise-grade and market-ready infrastructure.

04 Icon

Continuously expanding pools, corridors, and capabilities.

Developer Integrations

API-First Architecture

Easy integration for fintech and PSPs

Easy go to market

Fast onboarding, minimal dev overhead.

Real-time webhooks

Instant settlement notifications

Scalable by design

Integrate and adapt seamlessly.

Ready to modernize your payment
infrastructure?

Let’s make global payments instant, transparent, and borderless.
Get Started

FAQs

How do you remove FX slippage?
Plus IconMinus Icon
By keeping each currency in fixed pools and moving value directly, there’s no conversion that creates slippage.
Do you have custody funds?
Plus IconMinus Icon
Yes. Regulated custodial pools via licensed custodians with segregated sub-accounts.
What compliance regimes do you cover?
Plus IconMinus Icon
AML/KYC/KYB, real-time monitoring, EU VASP, and local licensed partners.
How fast is settlement?
Plus IconMinus Icon
Most transfers settle in seconds. Card and stable coin flows are near-instant.
Can I white-label BXNK?
Plus IconMinus Icon
Yes. We deploy branded portals, dashboards, and checkout modules with flexible licensing.

Ready to Get Started

Reach out to Start your Journey Today

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.