Privacy Policy

Last Updated: 02/2025

Introduction

ZYRISTER sp. z o.o., a Polish limited liability company registered under KRS number 0001086611, NIP 5214056779, with its registered office in Poland, doing business as “BXNK” (“we,” “us,” “our,” or “BXNK”), is committed to protecting your personal data. This Privacy Policy explains what data we collect, how we use it, and your rights regarding that data. By using our website (bxnk.com) or Services, you agree to this Privacy Policy.

1. Data Controller & Contact Details

For the purposes of data-protection laws (including the EU General Data Protection Regulation “GDPR”), ZYRISTER sp. z o.o. is the “Data Controller” of your personal data.

Company Name: ZYRISTER sp. z o.o. (dba “BXNK”)
Registration Details: KRS 0001086611, NIP 5214056779
Address: 22B Bartycka Street, Apt. 21A, Warsaw, Postal Code 00-716,Poland
Contact Email: privacy@bxnk.com (or support@bxnk.com)

If required by law, we may have appointed a Data Protection Officer (DPO); you can reach out to the above contact if you have any questions regarding data protection.

2. Scope of This Privacy Policy

This Privacy Policy applies when you visit the BXNK Website, create an Account, or use our Services. It outlines how we collect, process, and protect personal data. It does not apply to third-party websites or services linked to from our site, which are governed by their own privacy policies.

3. Consent to Data Processing

By using our Services, you acknowledge and consent to the processing of your personal data as described in this Privacy Policy. In certain cases, we may request your explicit consent (e.g., for optional marketing communications), which you can withdraw at any time without affecting the lawfulness of processing done prior to withdrawal.

4. Personal Data We Collect

We may collect the following types of personal data:

Contact Information: Name, email address, phone number, mailing address.
Account Data: Username, password, profile photo, business name (if applicable).
Identification Documents: Such as government IDs, passports, proof of address, or corporate registration documents (for KYC/AML compliance).
Financial Data: Bank account details, payment method info, transaction history, card details for processing payments.
Device & Usage Data: IP addresses, browser information, access logs, geolocation (where you permit it), and site interactions.
Communication Data: Communications between you and BXNK (support inquiries, messages).

We only collect the minimum data necessary for the specified purposes below.

5. How We Collect Personal Data

Directly from You: When you register, verify your identity, make deposits or withdrawals, or contact our support.
Automated Means: When you browse our site or use the Services, we may collect usage data via cookies or similar technologies.
Third Parties: Payment processors, verification service providers, or partners for fraud detection or compliance.

6. Why We Collect Personal Data (Legal Basis)

Contractual Necessity: To provide the Services you request (e.g., creating an Account, processing transactions).
Legal Obligations: To comply with AML/CTF laws, tax regulations, or court orders.
Legitimate Interests: For security monitoring, improving our platform, and preventing fraud. We balance such interests against your data-protection rights.
Consent: For optional marketing communications or certain website analytics (as applicable).

7. Retention of Personal Data

We retain personal data only as long as necessary to fulfill the purposes described above, comply with legal and regulatory obligations, or protect our legitimate interests.
AML/CTF laws may require us to keep specific customer data for [5+] years from the end of the business relationship.
Data collected based on your consent is stored until you withdraw that consent or it is no longer needed.

8. Sharing Your Personal Data

We share data with:

Affiliates & Group Entities: For internal administrative purposes.
Service Providers: Such as KYC verification vendors, payment processors, cloud-hosting providers, or marketing platforms, all under strict data-protection obligations.
Regulators & Authorities: Where required by law or to comply with legal requests, subpoenas, or court orders.
Business Transactions: In case of mergers, acquisitions, or asset sales, where your data may be transferred to a new entity.

We do not sell personal data to third parties.

9. International Data Transfers

If we transfer your data outside the European Economic Area (EEA), we implement appropriate safeguards (e.g., Standard Contractual Clauses) to ensure a similar degree of data protection as under the GDPR.

10. Your Rights

Subject to legal limitations, you have the right to:

Access: Obtain confirmation if we process your data and a copy of the data we hold about you.
Rectification: Correct inaccurate or incomplete data.
Erasure (“Right to be Forgotten”): Request deletion of data no longer necessary for the original purpose or if processing is unlawful.
Restriction: Ask us to pause processing while a dispute about accuracy or lawfulness is resolved.
Portability: Receive your data in a structured, commonly used format.
Object: Object to processing based on legitimate interests or direct marketing.
Withdraw Consent: If processing is based on consent, withdraw it at any time (without affecting prior processing).

You can exercise these rights by contacting us at privacy@bxnk.com. We may require you to verify your identity.

11. Children’s Privacy

Our Services are not intended for individuals under 18. We do not knowingly collect data from minors. If we discover we have inadvertently collected personal data from anyone under 18, we will promptly delete it or otherwise block its processing.

12. Security Measures

BXNK may transfer personal data to other countries for the purposes as defined in this Privacy Policy. These are countries that are considered safe by law, and the transfer is carried out by applying adequate data protection standards during the transfer.

13. Cookies

We may use cookies or similar technologies to enhance your experience on our website. You can control how cookies are used by modifying your browser settings, though disabling some cookies may affect site functionality.

14. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. If we make material changes, we will notify you via email or a prominent notice on our website. Your continued use of the Services after such notice signifies your acceptance of the new version.

15. Governing Law

This Privacy Policy and any related disputes are governed by the laws of Poland, without regard to conflict-of-law principles. Disputes shall be resolved in the competent courts of Poland, unless otherwise provided by applicable data-protection laws in your jurisdiction.